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Month: February 2015

Buzz Around Refi Possibilities in Early 2015

Buzz Around Refi Possibilities in Early 2015

Last month’s New York Times headline couldn’t have been clearer: “It’s Time to Think About Refinancing Your Mortgage,” said Neil Irwin. We may not, Irwin explained, see rates as low as 3.8% on a 30-year fixed-rate mortgage and 2.9% on a 15-year fixed-rate mortgage for long. Just one week ago, Polyana da Costa, writing for Bankrate.com, reported in the same vein that, “Fidgety mortgage rates end up unchanged,” the result of which is a “refi mini-boom.” As of today, mortgage…

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10th Circuit Rules: No Tax Discharge in Bankruptcy If You File a Late Return

10th Circuit Rules: No Tax Discharge in Bankruptcy If You File a Late Return

The 10th Circuit Court of Appeals recently ruled that if a bankruptcy debtor files a “late” income tax return, the underlying income tax debt cannot be discharged in Chapter 7 bankruptcy even if the debtor meets the other criteria for discharging tax debt in bankruptcy. The Criteria for Discharging Income Taxes in Bankruptcy Although many income tax debts are not dischargeable in bankruptcy, you can discharge a tax debt if it meets the following criteria: The tax debt is for…

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Are Employer-Mandated Vaccinations Legal?

Are Employer-Mandated Vaccinations Legal?

Disney made headlines this week after asking unvaccinated employees to get the measles vaccination before returning to work. This comes after news of a recent measles outbreak that can be traced back to the happiest place on earth, when an infected visitor arrived at the park back in December of 2014. Since then, the disease has quickly spread, infecting over 100 people in 14 states. In an effort to contain the spread of the disease, Disney has strongly encouraged its…

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We’ve moved!

We’ve moved!

Nolo’s Disability Blog has moved and now resides on our partner site, disabilitysecrets.com. I will still be answering readers’ disability questions, occasionally joined by guest blogging disability attorneys from around the country. Please visit us on the “Ask Your Disability Question” page on disability secrets.com, where you can find our entire archive of past questions and answers.

Don’t Forget Form 1095-A

Don’t Forget Form 1095-A

Take the IRS’s advice and don’t file your 2014 return before you receive Form 1095-A. For folks who enrolled in a health plan through the Health Insurance Marketplace (the “exchange”) in 2014 wait until the exchange sends you this form, which should be any time now.  It will contain information needed to compute your premium tax credit and reconcile advance payments of the credit made on your behalf to your insurance provider with the actual amount of premium tax credit…

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