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Month: April 2015

Supreme Court Puts Limits on (Dog) Sniffing Around

Supreme Court Puts Limits on (Dog) Sniffing Around

In 2012 a Nebraska police officer pulled over a motorist for driving on the shoulder of a highway. The officer had his trained K-9 in tow. In the course of the stop, the officer spoke with both the driver and the passenger, took information from them, and ran warrant checks. The officer was suspicious, but didn’t seem to have any objective indication that anything other than a traffic violation was in the air. He called for a second officer, then…

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Should I Vacate a Money Judgment, Settle the Judgment, or File for Bankruptcy?

Should I Vacate a Money Judgment, Settle the Judgment, or File for Bankruptcy?

ASK LEON  Bankruptcy  expert  Leon Bayer answers  real-life questions. Dear Leon,  I have a credit card judgment against me for $20,000. I am trying to improve my credit and am wondering what to do. Should I try to vacate the judgment, settle with the judgment creditor, or file for Chapter 7 bankruptcy?  Here are the facts. I did default on payments for the credit card that is the subject of the judgment.  However, I can prove that the judgment creditor…

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What Is Curb Appeal, Anyway?

What Is Curb Appeal, Anyway?

Spring is officially here, and the real estate market is responding just as it’s supposed to. Home prices are up across the United States, even reaching new highs in some areas. (Go, Colorado!) Home sellers who’ve decided that now is the time to sell are, among other tasks, sprucing up their front yards in search of that elusive selling factor known as “curb appeal.” What exactly is “curb appeal,” and how important is it in selling your home? The late,…

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JUNE 15 BECOMES NEXT DEADLINE FOR SOME

JUNE 15 BECOMES NEXT DEADLINE FOR SOME

U.S. citizens and resident aliens who have lived or worked abroad during some or all of 2014 may have a U.S. tax liability and filing requirement this year. A filing requirement generally applies even if a taxpayer qualifies for tax benefits such as the foreign earned income exclusion or the foreign tax credit which nonetheless may reduce or eliminate their U.S. tax liability. These tax benefits are not automatic and are only available if an eligible taxpayer files a U.S….

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Jointly Owned Homes in Bankruptcy: What Happens?

Jointly Owned Homes in Bankruptcy: What Happens?

A house divided against itself cannot stand.   — Abraham Lincoln (assassinated 150 years ago yesterday) ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  My sister and I are joint owners of a home left to us by our parents. I live in the home and pay for the taxes and upkeep. There is no mortgage. My sister recently filed for Chapter 7 bankruptcy.  She and I are barely on speaking terms.  Here’s the problem. I got…

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