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Can I Refinance a Mortgage That Was Discharged in Bankruptcy?

Can I Refinance a Mortgage That Was Discharged in Bankruptcy?

ASK LEON¬† Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,¬† I filed bankruptcy in 2009. One of the debts discharged in the bankruptcy was a mortgage with Wells Fargo. Upon the advice of my lawyer, I did not reaffirm the mortgage in the bankruptcy. I kept my house, and I have stayed current on my mortgage. I just asked Wells Fargo to refinance my mortgage at a lower rate. It told me that it cannot refinance the mortgage because…

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