Changes to the Making Home Affordable program that greatly expanded the pool of borrowers eligible for foreclosure relief went into affect on June 1, 2012. While the bulk of the changes were made to the Home Affordable Modification Program (HAMP), the Home Affordable Foreclosure Alternatives Program (HAFA), the Home Affordable Unemployment Program (UP), and the Second Lien Modification Program (2MP), two major changes affect the Making Home Affordable program as a whole. They include an extension of the application deadline to December 31, 2013 and an expansion of the definition of “owner occupied single family property” to include property owned by a borrower who was forced to relocate temporarily due to a change in employment, military deployment, or other reasons.

See Eligibility Requirements for Making Home Affordable Program Broadened to Help More Homeowners on the Nolo website for details on all of the changes.