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Category: Announcements

Forbearance During Coronavirus Might Prevent You From Getting a New Mortgage or Refinance Loan

Forbearance During Coronavirus Might Prevent You From Getting a New Mortgage or Refinance Loan

Under the federal Coronavirus Aid, Relief, and Economic Security (CARES) Act, homeowners with federally backed mortgage loans who’ve been affected by COVID-19, regardless of delinquency status, can get a forbearance. Also, even if you don’t have a federally backed mortgage loan, your lender might agree to a forbearance plan. Under the CARES Act, any loan that’s in forbearance must be reported as “current” on credit reports, so long as the borrower wasn’t already delinquent on payments at the time of…

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Coronavirus: Employers Can Now Inspect I-9 Documents Remotely

Coronavirus: Employers Can Now Inspect I-9 Documents Remotely

In response to the COVID-19 pandemic, the Department of Homeland Security (DHS) has announced that employers can now remotely inspect workers’ identity and employment authorization documents for Form I-9 purposes. Form I-9 is used to verify each newly hired employee’s legal right to work in the United States. Ordinarily, an employer (or authorized representative) must conduct an in-person review of these documents. The government has made clear that remote inspection is a temporary measure and available only to employers who…

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Lawyers Organize to Help Low-Income Persons Needing Legal Help During Pandemic

Lawyers Organize to Help Low-Income Persons Needing Legal Help During Pandemic

Hiring a lawyer when one is already financially stressed can feel like the classic Catch-22. To make yourself financially whole, you need to pursue a claim; perhaps for unemployment or medical benefits, to contest an eviction or unlawful job termination, or something else; but the very stress you’re under makes paying a lawyer an impossible prospect. And since the start of the COVID-19 or coronavirus pandemic, people have definitely been under real and imminent forms of financial stress. Fortunately, attorneys…

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CALIFORNIA ORDERS INSURANCE COMPANIES TO ISSUE REFUNDS

CALIFORNIA ORDERS INSURANCE COMPANIES TO ISSUE REFUNDS

Insurance companies set their premium rates according to the risk that a claim will result. That’s why premiums for teenage drivers are more expensive than those for 50-year olds (kids have more accidents); and it’s why you’ll pay less if you drive 1,000 miles per year instead of 10,000. That simple equation (the higher the risk, the bigger the premium) wasn’t lost on California’s Insurance Commissioner, who issued a bulletin on April 13, 2020, directing companies doing business in California…

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States and Federal Government Relax Rules for the Practice of Telemedicine in Response to the Coronavirus (COVID-19) Pandemic

States and Federal Government Relax Rules for the Practice of Telemedicine in Response to the Coronavirus (COVID-19) Pandemic

Telemedicine, the practice of virtually consulting with your health care provider through electronic means—such as email or video chat—is a growing industry. But according to a July 2019 survey conducted by J.D. Power, nearly three-quarters of Americans said that they had never heard of telehealth services or didn’t have access to them. That might be changing as a result of the recent coronavirus (COVID-19) outbreak. With the spread of coronavirus across the United States, government and public health officials have…

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