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Category: Announcements

Trump Veto Makes Getting a Student Loan Discharge More Difficult

Trump Veto Makes Getting a Student Loan Discharge More Difficult

Under an Obama-era rule, known as the “borrower defense to repayment” rule, if your school fraudulently convinced you to enroll or remain enrolled, you can get a discharge of your federal student loans relatively easily. Education Secretary Betsy DeVos has long argued that the Obama rule makes it too easy for borrowers to get student loan forgiveness, and that a new rule is necessary to save taxpayers billions of dollars. So, last year, DeVos declared that for loans first disbursed…

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Forbearance During Coronavirus Might Prevent You From Getting a New Mortgage or Refinance Loan

Forbearance During Coronavirus Might Prevent You From Getting a New Mortgage or Refinance Loan

Under the federal Coronavirus Aid, Relief, and Economic Security (CARES) Act, homeowners with federally backed mortgage loans who’ve been affected by COVID-19, regardless of delinquency status, can get a forbearance. Also, even if you don’t have a federally backed mortgage loan, your lender might agree to a forbearance plan. Under the CARES Act, any loan that’s in forbearance must be reported as “current” on credit reports, so long as the borrower wasn’t already delinquent on payments at the time of…

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Coronavirus: Employers Can Now Inspect I-9 Documents Remotely

Coronavirus: Employers Can Now Inspect I-9 Documents Remotely

In response to the COVID-19 pandemic, the Department of Homeland Security (DHS) has announced that employers can now remotely inspect workers’ identity and employment authorization documents for Form I-9 purposes. Form I-9 is used to verify each newly hired employee’s legal right to work in the United States. Ordinarily, an employer (or authorized representative) must conduct an in-person review of these documents. The government has made clear that remote inspection is a temporary measure and available only to employers who…

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Lawyers Organize to Help Low-Income Persons Needing Legal Help During Pandemic

Lawyers Organize to Help Low-Income Persons Needing Legal Help During Pandemic

Hiring a lawyer when one is already financially stressed can feel like the classic Catch-22. To make yourself financially whole, you need to pursue a claim; perhaps for unemployment or medical benefits, to contest an eviction or unlawful job termination, or something else; but the very stress you’re under makes paying a lawyer an impossible prospect. And since the start of the COVID-19 or coronavirus pandemic, people have definitely been under real and imminent forms of financial stress. Fortunately, attorneys…

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CALIFORNIA ORDERS INSURANCE COMPANIES TO ISSUE REFUNDS

CALIFORNIA ORDERS INSURANCE COMPANIES TO ISSUE REFUNDS

Insurance companies set their premium rates according to the risk that a claim will result. That’s why premiums for teenage drivers are more expensive than those for 50-year olds (kids have more accidents); and it’s why you’ll pay less if you drive 1,000 miles per year instead of 10,000. That simple equation (the higher the risk, the bigger the premium) wasn’t lost on California’s Insurance Commissioner, who issued a bulletin on April 13, 2020, directing companies doing business in California…

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