What’s more American than twelve-minute renditions of the National Anthem and sexually suggestive potato chip commercials? Lawsuits, that’s what.
Maybe your Seahawks fan buddy has an awesome recipe for German potato salad that involves leaving the dish in the trunk of his car for 24 hours. Perhaps that weird friend of a friend in the Peyton Manning jersey keeps doing a shot of Jagermeister every time number 18 calls “Omaha!” at the line of scrimmage.
With the Super Bowl only a few days away, before you open your home to friends and family (and show off your new billboard-sized flat screen for the big game), remember that you could also be opening yourself up to legal liability. If, for example:
- someone is injured on your property
- someone comes down with a bad case of food poisoning because of something they ate while they were at your party (whether you made the food or not), or
- someone has too much to drink before they leave your place, they get behind the wheel, and they end up getting into a drunk driving accident.
The specifics of your potential liability as a homeowner depend on the laws that are in place in your state. And whether or not you’re sufficiently protected in case of a lawsuit depends on the coverage details you can find in your homeowner’s insurance policy.
All of this good advice is brought to you by the party poopers fine folks over at Independent Insurance Agents & Brokers of America, Inc. Check out their Super Bowl Party Playbook for all the details.