CFPB Won’t Enforce Credit Reporting Dispute Deadlines During Coronavirus Crisis

CFPB Won’t Enforce Credit Reporting Dispute Deadlines During Coronavirus Crisis

Your credit report is a record of all open credit accounts you have, as well as your payment history with each of them. The three national credit reporting agencies—Equifax, Experian, and TransUnion—keep these records, and federal law gives you the right, under the Fair Credit Reporting Act (FCRA), to dispute errors and inaccuracies in your reports. Federal law also requires the agencies to respond to disputes within specific time limits. Generally, the FCRA requires that credit reporting agencies and furnishers,…

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How Is the Coronavirus Impacting Court Cases?

How Is the Coronavirus Impacting Court Cases?

By Rebecca Pirius Courts throughout the country are trying to operate as effectively as they can in the massive wake of the coronavirus (COVID-19) pandemic. With little (if any) historical guidance, courts face the extraordinary challenge of attempting to balance public health and safety with constitutional rights. The Judicial Council of California, which is the policy-making body for the state’s court system, recently reflected on this critical task: The continuous operation of our courts to provide due process and protect the…

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Are Car Insurance Refunds and Rate Reductions On the Way?

Are Car Insurance Refunds and Rate Reductions On the Way?

From the It’s-Not-All-Bad-News Department (maybe it’s more like a wobbly desk these days, but it’s still a thing): With you and everyone you know probably driving next to never in these days of stay-at-home orders and social distancing, at least two insurance companies have announced that they’ll start sending refund checks to car insurance policyholders as a way of offsetting the effects of the coronavirus pandemic. And if your own insurance carrier isn’t offering a refund or rate reduction, there’s…

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Did 3M’s Lawsuit Worries Delay Mask Production?

Did 3M’s Lawsuit Worries Delay Mask Production?

As the coronavirus wreaks its unprecedented havoc across the country, it continues to expose serious deficiencies in adequate pandemic response preparation at both the state and federal levels. Stockpiles and supply chains related to N95 respirator masks and other personal protective equipment (PPE)—including surgical masks and isolation gowns—continue to fall well short of the monumental task, especially in the hardest-hit areas like New York City, forcing nurses, doctors, hospitals, governors, and even the CDC to come up with strategies to…

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Nonprofits in Financial Distress: Coronavirus-Relief Loans Might Help

Nonprofits in Financial Distress: Coronavirus-Relief Loans Might Help

The Coronavirus Aid, Relief, and Economic Security Act (the CARES Act) which was signed into law on March 27, 2020, allocated a record $2 trillion in various forms of relief to businesses, individuals, various government agencies, and yes, nonprofit organizations. The idea is to smooth the financial disruption caused by the COVID-19 pandemic.  Specifically what’s in it that can help nonprofits in financial trouble? In brief, you might be able to access loans to: Help meeting payroll, rent, mortgage, or…

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